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. . When it comes to life insurance, your lifestyle choices can make a bigger difference than you think. Two individuals of the Smokeless Tobacco Life Insurance Questions Archives Dipsurance Life Insurance for Smokeless Tobacco Users How Do Insurance Companies Know If You're a Smoker? They don't just rely on what you say. They can check medical tests, records, past applications, and even investigate during a claim. Important Life Insurance For Smokers Lower Rates Are Possible The Life Insurance Industry's Long, Strange Silence about Smoking and Cancer The Center for the Study of Tobacco and Society How do insurers know if you smoke? Will they STALK you?
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